INTELLCLUSTER · TEMPLATES
Decision templates
Pre-built frameworks for the decisions we get asked most. Each template ships with options and weighted criteria you can tweak. One click to pre-fill Phronesis.
WORK & TOOLS
SAAS
TEAM
PERSONAL FINANCE
Buy vs rent (home)
Should I buy a home now or keep renting for 2-3 more years?
Buy now with 20% down
Rent and invest the down p
Wait 2-3 years, then decid
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Where to deploy $100k
Best long-term home for a $100k windfall for a 35-year-old?
Index funds (S&P 500 / tot
Rental real estate
Individual stocks
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BUSINESS
GROWTH
DEVELOPER TOOLS
CONSUMER
Upgrade phone now or wait
Should I upgrade my 3-year-old phone now or wait another year?
Upgrade to iPhone 16 Pro n
Upgrade to Pixel 9 Pro now
Wait one more year on my c
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Choose an EV under $50k
Best electric vehicle for daily commuting under $50k?
Tesla Model 3 Long Range
Ford Mustang Mach-E
Hyundai Ioniq 5
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CAREER
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